A recent Harris Poll survey revealed that homeownership remains a significant priority for 8 out of 10 Americans, with a staggering 28 million individuals planning to purchase a home within the next 12 months. It's no surprise that the allure of homeownership extends far beyond financial gains, motivating a vast number of individuals to embark on this journey. However, when asked about the obstacles hindering their pursuit of homeownership, survey respondents provided the following insights: 34% expressed concerns about insufficient savings for a down payment, while 30% highlighted challenges related to their credit score.